Re-imagine the world of retail debt collection
Imagine a world in which...
- You are be able to prevent your retail clients to delay on their loan repayments or even to prevent their payment default!
- Your 'delayed' customers would be treated based on their customer profile, rather then being a number or a 'collection bucket' or experience a non-differentiated treatment
- You would be able to predict which collection treatment works best for which customer segment
Welcome to world of SPRINKEL.AI
PREDICTION
The Power of Prediction
Predicting a potential payment delay or even default a month from now, will allow your bank or credit card organisation to take preventive measures
In collection terms this will result in lower inflow, lower roll rates and lower costs
SEGMENTATION
The Power of Segmentation
Segmenting your collection clients based on their re-payment profile, allows for a more customised treatment. Imagine knowing if a customer is of the 'self curing type' or a 'high repayment risk type', prior to addressing the client
In collection terms this will result in improved resource allocation, higher recoveries and higher customer satisfaction
PREDICTING TREATMENT SUCCESS
The Power of Prediction in Treatment Success
Predicting a treatment success based on a customer segment is the highest level of customisation and coincidentally resource efficiency
In collection terms this will result in even further improved resource allocation, higher recoveries, lower costs and an improved client & employee satisfaction
Introducing SPRINKEL.AI
Our Story
SPRINKEL.AI is dedicated firm to support banks & credit card companies with creating true value with their collection activities. Driven by our combined 30+ years of experience in banking, credit card companies, fintechs and having first hand experience in AI/ML, we want to provide an excellent service to our clients in order for them to capture this value
Secure SaaS Solution
- Cloud Agnostic - SPRINKEL.AI model works in most of the well known cloud environments. In certain circumstances we can deploy this banking software 'on premise' if local data regulation requires this.
- Security - Cloud based security & SPRINKEL.AI specific security setting. Data protection ensured as no personal data is required for running the AI/ML models
- Customer driven interface - depending on the reporting tools available, SPRINKEL.AI can provide back the model output in tools used by our respective clients or via de dedicated model interface
- Additional benefits - no need to hire dedicated AI/ML specialists and build expensive data processing/model supporting infrastructure
Modern AI/ML Models
- AI/ML - Our debt collection solution has been developed by using on latest AI/ML technologies in place incl. LLM
- Accuracy - Very high F1 score - 85%+ - determining the precision & recall level of our model (true/false positives and true/false negatives)
- Extensively Tested - the model has been built and tested using millions of records and multiple time horizons. This shows the model is very robust given the high level of market development changes it incorporated (incl. Covid period) and is therefore very adjustable